A2 初级
UNIT 8: MONEY AND FINANCE
Budgeting and spending
预算与开支
女声
男声
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‿
连读
j/w
(t)
省略
变音
didja
Key Vocabulary & Expressions
budget
预算
spend
花费
bill
账单
save money
存钱
expensive
昂贵
cheap
便宜
receipt
收据
debt
债务
waste
浪费
plan
‿
ahead
提前规划
My name
‿
is Nina.
我叫尼娜。
Two years
‿
ago, I had
‿
a lot of
a lotta
debt, because
‿
I spen
(
t
)
my salary
‿
j
in the firs
(
t
)
two weeks an
(
d
)
then
‿
I borrowed money.
两年前，我欠了很多债，因为我总在头两周就把工资花光，然后借钱。
I ha
(
d
)
three credi
(
t
)
cards, and
‿
I di
(
d
)
no
(
t
)
know where my money went.
我有三张信用卡，却不知道钱都花到哪里去了。
Now
‿
w
I have
‿
a budget.
现在我有预算。
Every
ev'ry
month, I wri
(
t
)
e my bills, my rent, an
(
d
)
my food, and
‿
I plan
‿
ahead.
每个月，我写下账单、房租和食物，提前做好计划。
I keep
‿
every
ev'ry
receip
(
t
)
for one month, an
(
d
)
then
‿
I check: wha
(
t
)
was waste?
我会保留一个月的每张收据，然后检查：哪些是浪费？
Coffee
‿
j
in the morning, for
‿
example.
比如早上的咖啡。
I
(
t
)
was cheap
‿
each day, but
‿
expensive
‿
every
ev'ry
month.
每天看起来不贵，但一个月下来就很贵。
My budget
‿
is simple: 50 percen
(
t
)
for necessary things, 30 percen
(
t
)
for fun, 20 percen
(
t
)
to save.
我的预算很简单：百分之五十用于必需品，百分之三十用于娱乐，百分之二十存起来。
This year
thish year
, I have no debt, and
‿
I have money for
‿
a holiday.
今年我没有债务，还有钱去度假。
It
‿
is no
(
t
)
fun
‿
every
ev'ry
day,
but it
budit
‿
is calm.
不是每天都好玩，但心里很踏实。
Comprehension Questions
Why di
(
d
)
Nina have deb
(
t
)
two years
‿
ago?
How many credi
(
t
)
cards di
(
d
)
she have?
Wha
(
t
)
does she do with her receipts?
What
‿
example
‿
of was
(
t
)
e does she give?
How does she divi
(
d
)
e her money now?
Conversation Starters
Do you
d'ya
have
‿
a budget?
Do you
d'ya
know where your money goes
‿
every
ev'ry
month?
Do you
d'ya
keep receipts?
What
do you
d'ya
spen
(
d
)
money
‿
j
on
‿
every
ev'ry
day?
Have you
‿
w
ever ha
(
d
)
debt?
Do you
d'ya
borrow money from friends
‿
or family?
Do you
d'ya
plan
‿
ahea
(
d
)
for holidays?
What
‿
is
‿
expensive where you live?
What
do you
d'ya
was
(
t
)
e money
‿
j
on?
Do you
d'ya
pay bills
‿
online?