UNIT 8: MONEY AND FINANCE
My name‿ is Carl. Ten years‿ ago,│ I started to invest‿ a small‿ amount‿ of money every month. My brother tol(d) me about the stock market,│ but Ibud I did not‿ understand‿ it,│ so I asked‿ an‿ advisor.
My first‿ investmen(t) was boring:│ a bank‿ accoun(t) with low interest. Laterla-der,│ I bought some shares‿ an(d) some property with my wife. Some years we made‿ a profit,│ and‿ in 2020 we los(t) money. That‿ is normal.
I invest‿ only money│ that Ithad I do not need nex(t) year. Every month,│ I save 15 percent‿ of my salary,│ and‿ I never‿ inves(t) the rest. There‿ is‿ always risk,│ so I read‿ a lot│ before‿ I buy anything.